Monika Krzesiak
Work

BNP Paribas

Digital banking ecosystem

Digital banking — redesigning the retail mobile banking experience for one of Europe’s largest banks, with a focus on everyday money management and a design system that scales across markets

FinTechB2CMobile
BNP Paribas digital banking screens

Context

I worked across BNP Paribas digital banking products in multiple European markets, designing experiences spanning customer acquisition, everyday banking and additional financial products across mobile and desktop.

Challenge

Banking journeys combine regulatory requirements, sensitive data and complex product rules with very low user tolerance for friction. The challenge was to make these flows feel clear and predictable while maintaining consistency across products, channels and markets.

Acquisition

Account opening · Identity verification · Facial recognition

Simplifying high-friction onboarding journeys while accommodating verification, compliance and eligibility requirements

BNP Paribas Acquisition product interfaces

Everyday banking

Dashboard · Transaction history · Transaction flows

Creating clear information hierarchies and interaction patterns for frequent, high-trust banking tasks across mobile and desktop

BNP Paribas Everyday banking product interfaces

Grow / Products

Loans · Insurance · Product pages

Translating complex financial products and eligibility rules into journeys which users could understand and complete with confidence

BNP Paribas Grow / Products product interfaces

My role + impact

I designed UX and UI for multiple product areas, including mobile insurance, GoRata mobile loans, online account opening, the mobile dashboard, transaction history, transaction flows, product pages and print assets.

My work helped structure complex user journeys, simplify financial information and improve clarity at key decision-making moments. I also maintained visual and interaction consistency across the wider digital banking ecosystem.

Outcome

The result was a connected set of banking experiences supporting both acquisition and everyday use — from opening an account and exploring financial products to managing transactions, loans and insurance.

The work made complex financial services more accessible, consistent and user-friendly across channels.

BNP Paribas — outcome visual
BNP Paribas — closing visual